For over 35 years, the member companies of The IHC Group have provided health, life, disability, dental, vision, short term medical and hospital indemnity insurance solutions to individuals and groups. Our portfolio includes:
Short Term Medical
Short-term medical (STM) plans offer a quick, temporary solution when a life transition leaves individuals and families uninsured. Shop for plans online and get coverage as early as the following day, if approved.
Dental & Vision
Dental plans help individuals and families pay for a range of oral health services, from preventive care such as routine exams and cleanings to basic and major care such as fillings, extractions and root canals.
High-deductible deductibles may help lower premiums, but individuals and families are often left to face higher out-of-pocket costs. Individual gap plans provide fixed-cash benefits that help with a variety of expenses when a covered accident or illness occurs.
High-deductible health plans can help employers and employees keep monthly premiums affordable, but the deductibles themselves can result in high out-of-pocket costs when medical care is needed. Link group gap is supplemental coverage that can help when paired with a group major medical insurance plan.
The Telemedicine bundle provides access to low-cost telehealth consultations with board-certified physicians, 24 hours a day, 365 days a year. Plus, it includes patient advocacy and support for high-dollar health insurance claims as well as access to hearing discounts.